Side work, sorted.

Freelance or work 1099 on your personal card? Kept separates business from personal and keeps you ready for tax time.

BUSINESS OR PERSONAL

Your personal card, no problem

Use the card you already have. Answer once per transaction and Kept sorts it that way every time.

  • Works without an LLC
  • Kept learns from every answer
  • Feel established without the headache
Bank of America•••• 4298
AdobeOct 14-$59.99Business
KrogerOct 13-$86.40Personal
Home DepotOct 12-$48.20Business
NetflixOct 10-$15.49Personal
TAXES

Know what to set aside

Kept works out your tax as you earn, so the quarterly payment is never a guess.

  • See every quarter and what to set aside
  • Record a payment when you pay it
  • Send it all to your CPA at tax time
Quarterly taxes2026
Q1Paid Apr 14$1,860.00Recorded
Q2Due Jun 15$2,140.00UpcomingRecorded
Q3Due Sep 15$2,300.00Upcoming
Record payment
TAX TIME

Your expenses sorted, ready at tax time

One Tax Packet with every business cost sorted, for you or your accountant.

  • Personal and business separated
  • Receipts matched to the charge
  • You won't fall behind at tax season
  • All your receipts and financials sent to your CPA in one click
Full-year packet1,548 transactions sortedDoneReceipts412 receipts this yearMatchedEstimated taxes$3,240 for Q4FiledFinancialsP&L, balance sheet, receiptsSent

Costs less than a bookkeeper

Plans start at $75 a month, and Kept does the books for you.

See pricing
FAQ

Questions people ask

Do I need a separate business bank account?

No. Connect your personal card and Kept asks which charges are for work. Answer once per merchant and it remembers.

Which plan do I need?

Starter is enough for most solo workers.

Will Kept help with quarterly taxes?

Yes. It shows what to set aside each quarter and when it's due.

Does Kept file my return?

No. It gives you or your tax preparer a clean year of income and costs.

Your books, kept. Starting today.

Connect your bank in a few minutes. AI starts sorting right away.

Start